Buying an insurance policy is something that people do to offer protection to the people who depend on them. When your loved one passes away chances are that you are counting on that life insurance policy to be able to maintain the lifestyle that you currently have. Nothing could be worse than having the insurance company deny your claim. It could leave you in Albany, NY in a very precarious financial situation. When it comes to life insurance the team at NY Twin Bridges Insurance Agency can help you to make sure this doesn’t happen to you. 

When you purchase a life insurance policy you will be asked to fill out a lot of paperwork. You will be asked questions that you may be tempted to avoid answering or to answer untruthfully. This is a very bad idea. It is considered fraud and it is one of the things that can nullify a life insurance policy. Don’t give incorrect medical information or lie about any hobbies that you have that might be considered risky. 

When times are tough financially you can be tempted to let your life insurance policy lapse. You may miss a payment or two. This will nullify your policy but most companies are willing to work with you if you are in a temporary bind. It is important that you talk to your company and come up with a plan to keep the policy in force. 

If you are going to be living outside of the United States check with your insurance company to make sure that they will honor your policy if you are living in a foreign country. 

Life insurance offers needed coverage. The agents at NY Twin Bridges Insurance Agency in Albany, NY would love to sit down and talk to you about the coverage you have and what you may need.