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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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My Roof Was Damaged by a Tornado. Is It Covered by My Home Insurance?

The agents of NY Twin Bridges Insurance Agency serve residents in Albany, NY and many of the surrounding communities. They understand the stress and frustration tornadoes and other types of storms can cause when they result in damage to a person’s home or property. The agents work with people every day who have experienced various types of weather-related events.

Tornado Damage

In most cases, tornado damage is covered by your homeowners’ insurance policy. While hurricanes and floods require a special type of rider, tornadoes do not. If your home is damaged during a storm, your homeowners’ policy is written to pay for the cost of the repairs to your roof and any other area of your home that has been affected.

Filing a Claim

Once the storm is over, you will need to immediately call your agent. An inspector will be sent to your home to determine the extent of the damages. It’s important that you take as many pictures as possible and document as much of the damage as you can so that everything is reported. The next step is to talk to your agent and file your claim. As soon as the claim has been approved, you will be able to start making the repairs to your home.

If you live in Albany, NY contact the agents of NY Twin Bridges Insurance Agency to discuss your homeowners’ insurance policy. They can look over your old policy and recommend changes that may work better for you. Schedule an appointment today to make sure you have the coverage you need. Don’t wait until it’s too late!