For many people, auto insurance is a must-have. You don’t want to get caught on the road without proof of insurance. So, what happens if you do not have a car? Do you still need to have auto insurance?

NY Twin Bridges Insurance Agency knows that you have a lot of questions about auto insurance in Albany, NY. These are a few reasons why we might recommend auto insurance even if you are not the owner of a vehicle.

You Plan to Buy a Car

If you intend to buy a car in the near future, you should keep your auto insurance. When you leave the car lot, you likely need to provide proof of insurance before you can take a car with you.

You Drive Another Car Frequently

If you borrow a roommate or partner’s car often, you should be added to their insurance policies as an additional driver. This prevents your roommate or partner from facing consequences if you are in an accident or you cause damage to their vehicle.

You Rent Cars

If you rent cars frequently, it is important that you have insurance as well. This will help you save money on vehicle rentals and protect you from liability and other issues that may arise.

You Drive For Work

If you drive for work, you may need your own auto insurance. Every employer has different requirements for insurance, and this is something worth discussing with an insurance agent.

Consult With an Auto Insurance Company Today

Are you unsure if you need auto insurance? NY Twin Bridges Insurance Agency can help you determine if getting auto insurance is the best option. Our Albany, NY drivers have many options to choose from. Contact our office to learn more.