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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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What Can Happen if You Do Not Have Auto Insurance?

If you drive a vehicle in New York, it is a criminal offense and there are some pretty serious consequences that you could face if you are caught driving without it. You should know what you potentially face so you can make an educated decision and purchase auto insurance before it is too late. NY Twin Bridges Insurance Agency, serving Albany, NY, can help you prevent these consequences. 

  • You could pay anywhere from $150 to $1,500 every time you are caught with your insurance. This can happen every single time you get pulled over so you could face this penalty many times if you continue to not purchase auto insurance. 
  • Your vehicle could be impounded and you could be arrested. In some more severe cases, you you have your car taken away as well as find yourself behind bars for up to 15 days. You will have to pay money to get out of jail and get your car back along with the fine that is imposed upon you. 
  • You could lose your driver’s license and registration. On top of all the other things, you could also have your license suspended so you can no longer drive for a set amount of time. You will have to pay another $750 to get your license back. If you have not had insurance for more than 91 days or if you have already gone through this process and paid the reinstatement fee in the past three years, you will have to wait until your suspension is up before you can get your license back. 

These are just some of the possibilities and if you have a lapse in coverage or are in an accident, it could result in even more fines and penalties. Contact NY Twin Bridges Insurance Agency, serving Albany, NY, to receive a quote for auto insurance and to explore some of your options.