Did you ever think about insuring your most prized possessions? Well, if you are a “car person”, you of course have insurance for your automobile. However, if you are into collecting smaller items, you may have a possible financial disaster on your hands. What would you do if your prized collectibles were destroyed in a fire, stolen or otherwise lost? Not only would you lose the items themselves, but you would lose the equity you have in them—possibly harming your overall financial standing.

Luckily, there are forms of collectibles insurance available that can protect you from these types of disasters. If you own extensive collections of nearly any type of item in Albany, Schenectady, or Saratoga Springs, New York, you may want to look into one of these types of insurance policy.

One question that comes up time and again is “What does a collectibles insurance policy cover, anyway?” Well, this is not a simple question, and as such there is not a simple answer. The policy can be adjusted to cover nearly anything. If you have specific needs, the best thing to do is to get in touch with an independent agent.

Working with an independent agent makes sense, especially when you have a more complex type of policy such as one that covers collectibles. An independent agent can look through all the different options and make sure you find one that will keep you well covered and keep you from spending more than you have to. If you work with us, we can provide live comparative rate quotes from multiple insurance companies. This is one benefit that you won’t find just anywhere. Comparing rates in this way is the absolute best way to insure your collectibles are covered and you get a great rate too.