It’s not uncommon for those living in Albany, NY to overlook the value of having a life insurance policy in place. In a world where unforeseen tragedy is all too common, having a policy–even if you don’t think you need one–can make a world of difference to those we leave behind. With an average of 50% of Americans going without life insurance, the NY Twin Bridges Insurance Agency team has made it our mission to ensure that everyone has the information they need to make the right choice for themselves and their loved ones.

Who Benefits the Most From Life Insurance

In short, a life insurance policy isn’t for us. It’s for our loved ones. Life insurance can be the difference between our families making complicated financial decisions during a difficult time and having a sense of security while adjusting to our passing. A policy can help loved ones pay for funeral costs and any bills or debts left behind. This is why you should choose a policy that offers a payout capable of handling end-of-life expenses, especially if you’re a major earner in your home. Even if you don’t contribute to your household financially, there are likely countless tasks you perform that your family may need financial support to continue.

Find the Right Life Insurance Policy at NY Twin Bridges Insurance Agency

As you can see, having a life insurance policy in Albany, NY is a no-brainer. No matter your situation, there’s a plan type that meets your needs available. If you need help sorting through the weeds for the perfect policy, our team can help. We’ll ensure you have all the information you need to make the best possible choice for your family. Contact us today to learn more.

Many business owners in New York understand that running a business comes with unique rewards and challenges. One of the significant challenges businesses face is dealing with commercial liability claims. 

Commercial insurance is undoubtedly one of the best ways to safeguard your business against unexpected and damaging financial losses. 

Licensed insurance agents at NY Twin Bridges Insurance Agency in Albany, NY can explain the benefits of having commercial insurance in New York.

Why Your Business Needs Commercial Insurance in New York

We all know that accidents happen in our everyday lives. They can also occur in business. 

When your business is faced with a liability claim from a dissatisfied customer, financial losses from extended shutdowns, or paying workers’ compensation claims for employees who were injured at your workplace, commercial insurance can help. 

Business owners can shield themselves from financial liability claims that can cause devastating consequences that could potentially wipe out their bottom line. 

• Financial Losses: when New York business owners are sued for liability claims without insurance, they could be on the hook for legal fees, including settlements and judgments. 
• Exorbitant Legal Expenses: uninsured business owners may have to dig deep into their pockets to cover legal expenses for liability claims filed against them. 
• Potential Risk to Your Assets: your assets may be at risk if your business becomes insolvent because of legal claims and paying legal fees as out-of-pocket expenses. 
• Reputation Damage: nothing is worse than losing business due to irreparable reputation damage that can happen when someone files an inflammatory legal claim against your company. 

Get Commercial Insurance in New York 

Talk to commercial insurance agents at NY Twin Bridges Insurance Agency in Albany, NY, to learn about the best options for your business!