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Twin Bridges Insurance Agency

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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Monthly Archives: July 2020

Home Insurance Tips To Consider During The Summer

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NY Twin Bridges Insurance Agency is an independent insurance agency that serves the Albany, NY community. We strive to help our clients find the insurance coverage that they are looking for, while also maintaining our commitment to providing excellent customer service.

Home Insurance

At NY Twin Bridges Insurance Agency, we use our relationships with multiple insurance carriers to ensure that our clients find the home insurance coverage that they need. Your home insurance policy will cover your property in the event that it is damaged due to a severe storm or a flood. Your personal items are also covered if they are somehow stolen.

Looking Ahead To The Summer

During the summer months, you’ll likely do some traveling. However, it is important that your home is protected while you enjoy the summer. Here are some things to consider during the summer.

Inviting Family Over

If you plan to invite your friends and family over during the summer for a cookout, make sure that you have liability coverage. Liability coverage will protect you in the event that someone is injured. If you have a pool or trampoline in your backyard, consider adding umbrella insurance coverage. NY Twin Bridges Insurance Agency will sit down with you and help you evaluate your options.

Travel Protection

If you are one of many people who enjoy going on vacation during the summer, your home insurance policy will cover you while you are not at home. You can also add coverage to protect your belongings while you are out of town.

NY Twin Bridges Insurance Agency Can Assist You

Stop by our office in Albany, NY to learn more information! We will advise you through the process to help you find the home insurance coverage that you need.

How Much Auto Insurance Coverage Do I Need?

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The amount of auto insurance coverage you need depends on many factors, including the value of your car, your financial situation, driving habits, and age. If you are not sure, how much you should spend on insuring your vehicle, NY Twin Bridges Insurance Agency serving Albany, NY has prepared the list of questions that will help you to decide:

1. What Assets Do I Need?

The more assets you have, the more you should spend on your car insurance. Your liability insurance should be high enough to cover the total value of the net worth. 

2. What Type of Car Do I Drive?

Some cards require more coverage than others. For example, the bodywork of a sports car costs more than repairs of a regular vehicle. Moreover, sports cars are at higher risk to be stolen. Therefore, if you are a lucky owner of this type of car, you need more expensive insurance. 

3. How Much Do I Love My Car?

If you really love your vehicle and want it looked and fixed perfectly, then you should probably consider the fullest range of insurance, including glass, collision, and comprehensive coverage. Yes, this means you will have to spend more money, but it is also a guarantee that your vehicle is fully protected.

However, regardless of how much money you decide to spend on your auto insurance, it is also important to know that the state of New York requires all car owners to carry at least minimum liability insurance. 

If you are searching for the best coverage for your car and want it to be protected, NY Twin Bridges Insurance Agency serving Albany, NY is ready to guide you through all the options available. Call us today to talk to one of our experienced agents.