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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Monthly Archives: November 2018

3 Tips for Buying Home Insurance in Albany, NY

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Are you overwhelmed with the process of purchasing home insurance in Albany, NY? If so, you need to use the tips and information here. The fact is, buying insurance doesn’t have to be stressful, but you may need a bit of help to get started. One of the best things you can do is work with a reputable insurance company, such as Twin Bridges Insurance Agency. Some other helpful tips that will make this process a bit easier can be found here.

1. Bundle

One of the first things you should consider doing when buying home insurance is to bundle the policies you already have. For example, you likely have car insurance and life insurance – so why not bundle these policies altogether? The fact is, this is not only convenient, but it can also help you save a significant amount of money and who doesn’t like to save money?

2. Compare Quotes

The next step in purchasing home insurance is to compare quotes. While you may want to bundle with your existing insurance provider, this isn’t going to necessarily give you the best price. As a result, it may be smart to shop around all of your policies. Who knows, you may walk away saving several hundred dollars off of your premiums each year.

3. Work with a Reputable Agent

One of the absolute best things you can do when it comes to purchasing home insurance is to work with a reputable agent. They will be able to help you find the policy that best meets your needs.

If you are ready to purchase home insurance for your Albany, NY home, be sure to use the tips here. Working with NY Twin Bridges Insurance Agency serving the Albany area is beneficial as you try to find the right policy for your needs.

How Your Auto Insurance Will Change After a Divorce

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A divorce is a difficult time. In addition to all of the emotional issues you may be facing, there will also be practical issues which must not be ignored. Many things about your life will change following  a divorce. Car insurance is one thing that will definitely change. At  NY Twin Bridges Insurance Agency in Albany, NY we can help you through this difficult time. 

Removing Your Ex

Following your divorce, you will want to make a point to remove your ex and their vehicle from your policy if you wish to keep the policy in your name. This should be done as soon as possible. When a car is being housed at a different residence, that information needs to be filed with the insurance company quickly. 

Changes to Expect

Once you have removed your ex from your policy, you will see some changes to your insurance. First, you may notice that you lose some discounts. Discounts such as multi-car and married discounts. Do not be too discouraged, because you might be able to get new discounts. If your spouse had a spotted driving record, then you might be able to get a better rate now because your driving record is good. Some insurance companies will also allow a newly divorced person to get a fresh start by removing any claims that had to do with the other driver or vehicle so that you can start over with a claim-free policy. 

Can You Afford Better Insurance Now?

Removing a car from your policy is going to lower your rate considerably. You may now be able to afford better coverage than in the past. take some time to discuss this with your insurance representative. You will want to have the maximum coverage you can possibly afford. 

Dealing with changes to your insurance policy is an important practical step you should deal with during your divorce. To learn more contact NY Twin Bridges Insurance Agency serving Albany, NY.