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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Monthly Archives: November 2017

Common Overlooked Commercial Insurance Options

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Every business is a bit different. With that, every form of commercial insurance should specifically fit the company like a glove. That is why a business owner needs to look into some of the more commonly overlooked commercial insurance options out there. At NY Twin Bridges Insurance Agency, we’re here to assist you in finding the right commercial insurance options, whether you’re located in Albany, NY or in a neighboring community. 

Professional Liability Insurance

From time to time products and services do not live up to the established standard (often at no fault of your own). This kind of insurance protects you from lawsuits that may occur because of it. 

Property Insurance

You may lease your property and assume you don’t need this kind of coverage. Wrong. This is because property insurance covers not only the land your business is located, but also the equipment and goods inside the building. Chances are you’ve invested a great deal of time and money into the products and hardware found within the facility. So just because you don’t actually own the property doesn’t mean you shouldn’t invest in property insurance. 

Home Based Business Insurance

If you’re like many business owners, you started your company inside your home. However, your home owner’s insurance may not cover the loss of property and goods should something occur to your house. In order to protect your business assets in the event of a break in, flood, fire or other disaster, you need to invest in a home based business insurance. 

No matter the kind of business you run, at NY Twin Bridges Insurance Agency, we want to help protect it. By assisting you in looking over the different kinds of commercial insurance, you’re business in and around Albany, NY will stand better protected, regardless of the industry you’re in. 

Inexpensive Ways to Increase Security Around Your Home

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Security features around your home can help to protect your home against people who are looking to break into your home, vandalize your home or even steal packages from your doorstep. However, some security features can be costly. One question that we at NY Twin Bridges Insurance Agency, serving the greater Albany, NY area, are often asked is whether or not there are inexpensive ways to increase security around the home. Here are a few of the best ways to increase security around your home for as cheap as possible. 

Add Flood Lights

Those breaking into a home love to lurk in the darkness. They are less likely to get caught. If there isn’t much lighting around your home, installing floodlights can help to illuminate the area around your home and keep burglars out. 

Install Motion Cameras

Another way to inexpensively beef up security around your home is to install motion cameras. The cameras will begin rolling only when motion is detected. Many thieves look for cameras and if they spot them, they move on and target a different home. 

Reinforce Entry Points

The last tip for inexpensively increasing security around your home is to reinforce your entry points. Thieves are more likely to enter through a door or window on the ground level. Reinforce these windows and doors with extra locks or locking mechanisms to make them harder to enter through. 

When you are increasing security around your home, it is also a great time to take a look at your homeowner’s insurance policy and see if changes need to be made. If you are looking to make changes to an existing policy or purchase a new one in the greater Albany, NY area, NY Twin Bridges Insurance Agency would love to assist you. Call us today to schedule an appointment to discuss your home insurance needs.