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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Monthly Archives: May 2016

Premium Gas vs. Regular Gas

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For most cars, premium grade and regular gas burn in a similar fashion. Both ignite in the same way and eventually burn the same as well. The main difference between premium and regular is that premium gas works better under more aggressive conditions. A high-performance engine produces much more power than the average engine in your family’s daily driver. Using premium gas in a high-performance engine helps to improve how the motor functions and boost horsepower.

Your family car, however, is designed to be as fuel efficient as possible while providing the power to move your vehicle from place to place. The compression ratio is not as high as what is found in a high-performance motor, so the use of premium gas does not produce an excessive amount of power. In the past, the pinging sound heard within a motor has been attributed to the quality of gas or the lack of oil. Experts say that most engines will not "ping" due to poor gas quality. Newer cars are designed much better than in the past and the different "recipes" of gas that are being used today, allow for greater fuel economy and efficiency.

The agents at NY Twin Bridges Insurance Agency serve Albany, NY and the surrounding communities. If you are looking for a quality auto insurance policy, you may have to answer a few questions concerning how you care for and maintain your vehicle. The use of premium gas compared to regular gas may have an impact on how well your car ages. Talking to a knowledgeable insurance agent will help you get the answers you need when upgrading your policy or choosing a new one.

How to recycle your old appliances

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Buying a new dishwasher or refrigerator can be a much-needed update to your kitchen, but every new purchase usually means that there is an older, possibly broken appliance that you need to get rid of.  Unfortunately, old appliances take up a lot of space in a landfill.  Throwing out your old appliance can do a lot of harm to the environment.

Fortunately, there are better ways to get rid of your old appliance.  Try these ideas out.

  1. Advertise the appliance as free.  Many local repair shops look for old appliances because they can reuse the parts that work.  This keeps the majority of the old appliance out of the landfill, and it can help others who need to have their old appliances fixed rather than buy a new one.  Best of all, most will pick them up for free.
  2. Call your local recycling center. Appliances use a lot of high-value metals, making them good for scrap even if they’re broken beyond repair.  The problem is that the old appliances have to be broken down into their component materials before they can be recycled.  Because this is labor intensive, not all recycling centers will take old appliances, but many know someone who will strip out the components for extra money.
  3. Look for recycling drives.  Occasionally, local appliance stores or government programs will run specials that allow consumers to get a credit for turning in old appliances.  These programs usually are advertised in local newspapers, but ask about them when buying your new appliance.  Often a sales rep will know when the next recycling drive will be held.

After replacing your old appliance with a new one, remember to update your insurance policy.  Call the agents at  NY Twin Bridges Insurance Agency to help you with this.